Insights

HDB resale price bands and million-dollar sales: how to read the data

A dated snapshot reframed as a reproducible HDB price-distribution method.

Published 19 December 2025

Updated September 2026. This preserves the original reporting-period observation as a dated market snapshot, not a current affordability statistic.

A national headline hides the distribution

The share of flats below a price threshold and the number of million-dollar transactions depend on the period, towns, flat types, age, floor, condition and remaining lease. A high-value tail does not describe the typical resale flat.

Rebuild the comparison from current HDB data

Use HDB's quarterly resale releases and town-by-flat-type median tables. State the exact quarter, number of registered applications and whether the analysis uses transaction counts, medians or price bands.

What buyers should compare

  • Flat type, town and remaining lease
  • Floor, orientation, condition and amenities
  • Total price rather than an isolated headline
  • Financing, valuation and cash-over-valuation risk
  • Alternative towns and housing types

Million-dollar sales can reveal scarcity in selected attributes, but they do not prove that the entire HDB market trades at that level or predict future prices.