Six checks before buying a property in Singapore

Updated September 2026. Verify current eligibility, financing, tax and property records before committing.

Six buyer checks

1. Total budget: price, duties, financing, renovation and reserves.
2. Property fit: layout, condition, light, noise and actual household needs.
3. Location: real peak-hour journeys, amenities and future works.
4. Transaction evidence: matched sales rather than asking prices alone.
5. Ownership horizon: foreseeable family, work and financing changes.
6. Exit audience: likely future buyers and competing supply.

Use current HDB, CPF, IRAS, MAS and URA information for the exact household and property. This guide is general information, not financial, legal or investment advice.