Seven strategies for selling an HDB flat

Updated September 2026. Verify current HDB eligibility, process, quotas and transaction requirements for the exact flat and owners.

Seven HDB selling strategies

1. Confirm eligibility, ownership, Intent to Sell requirements and next-home timing.
2. Calculate net proceeds after loan redemption, CPF refund, fees and taxes.
3. Price from matched HDB transactions and current competing flats.
4. Identify the eligible buyer pool, including applicable EIP and SPR quota considerations.
5. Prepare the flat and presentation where the work adds genuine value.
6. Coordinate portal exposure, content, enquiries and viewing experience as one campaign.
7. Assess offers by price, conditions, timeline and completion risk.

No marketing plan guarantees a sale price or timeline. Sellers should use current official HDB information and obtain professional advice where required.