Updated September 2026. Eligibility, lending rules, taxes, project records and market conditions change. This is general information, not legal, financial or investment advice.
Start with the home, household and evidence
A resale condominium offers a completed home and visible surroundings, but buyers should not assume that completed means lower risk. Compare the exact unit, project records, tenure, maintenance, financing and alternatives at the same total budget.
A practical due-diligence sequence
- Household: confirm eligibility, financing, cash and CPF needs, taxes and a liquidity buffer.
- Project: review tenure, age, management records, maintenance fees, sinking fund, facilities and known works.
- Unit: inspect layout, condition, defects, alterations, orientation, privacy, noise and actual views.
- Evidence: compare matched transactions by size, floor, stack, condition and date rather than relying on an average PSF.
- Exit: assess the likely future buyer pool, competing supply and holding costs without assuming appreciation.
Walk the transport and amenity routes at relevant times, obtain financing and legal advice, and verify all material facts before exercising an option. Explore the buyer experience or browse condominiums for sale.