Affordability and sequence
Your ceiling is not the same as your answer.
Model income, CPF, cash, TDSR, duties and the order of sale and purchase—before a commitment is made.
The decisionWhat can we buy comfortably, and which transaction sequence works best?
PLB decision systemAuthentic PLB workflow
What it changes
Turn a broad property question into an inspectable decision.
Cash, CPF, duties and monthly commitment exposed
Household inputs and borrowing constraints reviewed together
Authentic workflow
See how the answer takes shape.
The screen film uses the real PLB tool with public or illustrative evidence and no client-identifying information.
01Sequence02Funding03Household04Commitments
The adviser layer
The system organises the evidence. Your adviser interprets the trade-off.
Tool outputs are general decision support. We verify current rules, property-specific facts, financing and relevant professional advice before you act.
Use this in my decision