Risks of Co-owning With Friends, Rising Property Prices & HDB vs Condo for Singles | NOTG S3 Ep 87
This week on NOTG, Melvin Lim, Jun Wei, and Alexa from PropertyLimBrothers take a closer look at two single personas—Ryan and Laura—who are at different stages in life but share the same journey of finding the perfect home. Are you like Ryan, 28, seeking your own personal space in a modern community with strong investment […]
Retirement: Staying In Debt or Cashing Out, Downsizing & Legacy Planning | NOTG S3 EP 86 Part 2
Part two of ‘the winter personas’, the Jun Wei, George and Jesley focuses on whether retirees should fully pay off their property or maintain a loan to leverage cash flow. They examine the psychological burden of debt versus the benefits of low-interest rates, and how this decision impacts overall financial flexibility. By comparing different approaches, […]
Why Construction Costs Increase, Architectural Design Trends, and Rebuild vs A&A | NOTG S3 Ep 84
In this episode of Nuggets on the Go, Melvin Lim, Co-Founder and CEO of PropertyLimBrothers catches up with Joseph, the founder and principal architect of BHATCH Architects, as he shares his career leap from K2LD Architects to his own firm. See what Joseph has to say about the evolving trends in Singaporean architecture over his […]
Singles Scheme: Condo Choices, Budgeting, & Purchase Strategies | NOTG S3 Ep 83 Part 2
In Part 2 of Alexa, Yong Zhun, and Joan’s exploration of buyer personas, they discuss Maverick, or rather, “Dallas Maverick”—a high-earning bachelor in his Spring season, seeking a condo for both status and investment. With a $10K-$12K monthly income and a $1.1 mil budget, Maverick faces the dilemma: should he opt for a 1-bedder in […]
Singles Scheme: Affordability, Housing Options, Reno Costs & Resale Concerns | NOTG S3 EP 82 Part 1
This week on NOTG, Alexa, Yong Zhun, and Joan dive into the life of Charmaine, a typical 35-year-old at the end of her “Spring season”, who’s just trying to get her own place—kind of like Alexa! They chat about singles’ eligibility for HDB flats at this age and navigate through the various stages of property […]
Tackling Inflation, Transition From Faceless Content & Gen Z Housing Challenges | NOTG S3 EP81 Part2
In part two of Melvin’s catch-up with The Weeblings, Sara and Aaron talk about how they tackle the high cost of living in Singapore, the significant challenges of saving for a house down payment, and the pervasive influence of social media on financial habits, highlighting how these factors shape their investment strategies. Topics include breaking […]
The Road to $1,000,000, the 4% rule & Social Media Impersonation! | NOTG S3 Ep 80 Part 1
In this episode of NOTG, Melvin Lim chats with The Weeblings about their content creation journey, which kicked off during COVID-19. Sarah and Aaron Wee talk about starting with multiple daily posts and eventually finding their groove with financial related content across TikTok, Instagram, and YouTube. The Weeblings, known by their audience for their goal […]
BTO to Condo Upgrade Strategies, Cost Considerations & Lifestyle Trade-offs | NOTG S3 EP 77 Part 2
In this second part of the four seasons framework discussion, Jesley, Jun Wei, and Melvin Lim dive into the Spring season of property investment—a time when life starts to bloom with new opportunities. Today, we’re focusing on the personas of a typical Singaporean couple at age 33, who are making the big leap from a […]
First-time Buyer Dilemmas, Making The Wrong Initial Decisions & Rentvesting | NOTG S3 EP 77 Part 1
NOTG Banter is back! Jesley and Jun Wei, Listing Managers at PropertyLimBrothers, joins Melvin Lim for an engaging discussion focusing on the four seasons framework for property investment, exploring how different stages of life impact investment strategies. Seven buyer personas will be examined over the next six months, starting with Wayne and Joanne, a young […]
Credit Card Hacks, Cashback vs Miles and AI in Credit Cards | NOTG S3 EP 76 Part 2
Part 2 of Melvin Lim’s chat with Seth Wee from Sethisfy dives into the nitty-gritty of credit card rewards. He breaks down when to go for cashback or miles, explaining the financial logic behind each choice and how you can maximise your credit card benefits. Seth also tackles the opportunity cost of travel rewards and […]
